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Real Estate Trends in Stuart, FL: Residential Sales Analysis and Forecasts
These figures are current as of July 2026 and cover Martin County, which reports Stuart within it. The earlier outlook further down remains as the baseline the year started from.
| Martin County | January 2026 | July 2026 | Year over year |
| Median list price | $499,948 | $543,450 | +4.2% |
| Median price per square foot | $294 | $300 | +2.0% |
| Median days on market | 86 | 82 | 8 days faster |
| Active listings | 1,370 | 1,182 | −23.5% |
Realtor.com residential listing data via FRED, all property types. Verified August 18, 2026.
Martin County caps habitable buildings at four stories and has operated an Urban Service District since 1982, so new supply is constrained by policy rather than by market cycle. That is why inventory keeps tightening here while neighboring counties loosen.
Stuart sits inside Martin County, so county figures are the closest public benchmark for the market you are shopping. They are asking prices, not closed sales, and they do not replace a look at recent sales near the exact home you want.
| Martin County | September 2026 | September 2025 | Change |
| Median list price | $549,000 | $497,900 | +10.3% |
| Median days on market | 84 | 92 | 8 days faster |
| Active listings | 1,093 | 1,388 | −21.3% |
Source: Realtor.com monthly housing data for Martin County, FL, published by the Federal Reserve Bank of St. Louis (FRED series MEDLISPRI12085, MEDDAYONMAR12085 and ACTLISCOU12085). Checked October 29, 2026. Percentages are calculated from the two months shown.
What this means in Stuart: since July the county median list price has edged up from $543,450 to $549,000 while active listings fell from 1,182 to 1,093. Asking prices are higher than a year ago, homes take about a week and a half less to sell, and there are roughly one in five fewer homes to choose from. Line up financing early, know your limit before you tour, and ask for recent sales near the property you like.
Comparing nearby areas? See the Stuart vs. Jensen Beach vs. Fort Pierce comparison, the Port St. Lucie vs. Stuart vs. Jensen Beach buyer guide, the Jensen Beach community page or the Palm City homebuyer guide. To talk through your own plan, schedule a call with Jeannie.
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The 2025 Stuart, Florida housing market tells a complex story — one of rising listings, cooling sales, and steady long-term stability amid broader Treasure Coast shifts.
After several years of rapid appreciation, the Stuart real estate market is undergoing moderate correction and balance, creating new opportunities for informed buyers and realistic sellers.
As of early 2025:
Median listing price: $435,000, up 2.2% YoY.
Average home value: $372,490, down 7.4% YoY.
Median sale price: $307,000, down 21.8% YoY.
Homes take about 117 days to sell.
Closed sales: down 8.9% in Q2.
Inventory: up 50.8% year-over-year.
Some data sets also report median sold prices at $234,500 (–36.2%), suggesting pockets of overpricing and buyer hesitation.
Despite these fluctuations, Stuart’s fundamentals — coastal charm, excellent schools, and affordability compared to Palm Beach County — remain strong.
Real estate professional Jeannie Jacobson and her Jeannie Homes for Sale.
Stuart, located in Martin County, continues to appeal to retirees, families, and remote professionals drawn to its small-town feel and access to waterways. Yet, 2025 reflects a more tempered market compared to the highs of 2022–2023.
Median Listing Price: $435,000 (+2.2%)
Average Home Value: $372,490 (–7.4%)
Median Sale Price: $307,000 (–21.8%)
Average Days on Market: 117
Closed Sales: –8.9% (Q2 2025)
Inventory: +50.8% YoY
County Trend: Shift toward buyer’s conditions
While list prices have inched upward, the drop in closed sale prices indicates buyer pushback against overvalued listings. The result: a balanced market favoring well-priced homes.
For a snapshot of active listings, view the Jeannie Homes for Sale Search Tool.
Price metrics across Stuart’s market demonstrate the effects of both local and macroeconomic influences — including interest rate adjustments, insurance costs, and shifting buyer demographics.
| Metric | 2024 | 2025 | Change |
|---|---|---|---|
| Median Listing Price | $425,650 | $435,000 | +2.2% |
| Average Home Value | $402,400 | $372,490 | –7.4% |
| Median Sale Price | $393,000 | $307,000 | –21.8% |
| Closed Sales (Q2) | — | –8.9% | Decline |
| Days on Market | 93 | 117 | +25.8% |
| Active Inventory | — | +50.8% | Increase |
In short, the list-to-sale price gap widened, suggesting buyers are negotiating aggressively. Many homes are selling about 3–5% below list, while overpriced properties remain stagnant.
Homes under $400,000 — especially in central and northern Stuart — continue to draw steady demand due to their accessibility and location near I-95 and US-1.
For context, explore Jeannie’s Recently Sold Homes, to see what’s moving in the current cycle.
Historic homes, walkable shops, and waterfront dining. Average sale prices hover near $500,000, with demand steady among professionals and retirees.
Waterfront community offering boat access and mid-century charm. Prices range from $450K–$1.2M depending on location and updates.
Suburban enclave with larger lots and newer builds. Median home price: $600,000.
Affordable, family-friendly area with homes in the $300K range, appealing to first-time buyers.
The Stuart market is now defined by rising supply and slower absorption. With inventory up more than 50% year-over-year, buyers have gained leverage for the first time in years.
Closed sales: down 8.9% in Q2 2025.
Median sold price: $234,500 in some reports, down 36.2%.
Average time to sell: 117 days, up from 90 in 2024.
New listings: slightly up (+3–4%) as sellers reenter the market.
This balance benefits both sides:
Buyers enjoy more options and less competition.
Sellers who price accurately continue to close deals within 30–45 days.
According to Jeannie Jacobson:
“We’ve entered a negotiation market — not a panic market. Homes priced right still move quickly, but buyers now have the freedom to be selective.”
To view current listings, check out the Stuart Home Search.
Stuart officially enters buyer’s market territory in 2025, following three years of high demand and limited supply.
Key Buyer Indicators
Inventory up more than 50%.
Homes selling 5–10% below original list price.
Longer average listing durations.
Decline in cash buyers — from 48% in 2023 to 37% in 2025 (Martin County data).
The trend is mirrored county-wide as affordability pressures and rate fluctuations reshape purchasing behavior. Yet, Stuart’s diverse housing stock — from waterfront estates to family homes — keeps demand steady.
For guidance on competitive pricing or staging, use Jeannie’s Home Valuation Tool.
Economists forecast stability and modest recovery through late 2025 as rates ease and inventory stabilizes.
This normalization phase positions Stuart as one of Florida’s most balanced and affordable coastal cities heading into 2026.
| City | Median Price | Market Trend | Market Type |
|---|
| Stuart | $435K | Mixed | Buyer’s Market |
| Port St. Lucie | $410K | Cooling | Balanced |
| Palm City | $625K | Flat | Neutral |
| Hobe Sound | $590K | Slight Decline | Balanced |
| Jupiter | $750K | Slight Growth | Balanced |
Stuart remains a cost-effective coastal alternative within Martin County, especially compared to Jupiter and Palm City.
Stuart’s economy and real estate market are closely tied to Martin County’s broader conditions.
Key Influences:
Interest Rates: Moderation is improving affordability but limiting speculative buying.
Insurance Costs: Premium increases impact waterfront home affordability.
Employment: Growth in healthcare, construction, and tourism.
Population: Up 1.3% YoY, driven by migration from the Northeast.
The result? A steady, sustainable housing environment built on long-term livability rather than rapid appreciation.
For community context, visit the About Page to learn more about local life and amenities.
Port St. Lucie continues to shine as one of Florida’s most promising real estate markets — balanced, affordable, and full of opportunity for buyers and investors alike.
If you’re ready to explore available properties or discuss your home’s value, connect directly with the area’s trusted local expert.
Contact Jeannie Jacobson today for personalized real estate guidance.
Rising inventory, longer sales times, and mild price declines define Stuart’s 2025 market.
A buyer’s market. Inventory has increased 50% YoY, giving buyers more negotiation power.
Yes, average and median sale prices are down year-over-year, though list prices have slightly increased.
Yes, if priced correctly. Well-maintained homes in desirable neighborhoods still sell near asking price.
Analysts expect gradual stabilization with potential modest growth (1–2%) by late 2025.
The closest public figure is for Martin County: the median list price was $549,000 in September 2026, up 10.3% from $497,900 a year earlier (Realtor.com data via FRED, checked October 29, 2026). That is an asking price for the whole county, not a Stuart-only sale price. Prices vary a lot by neighborhood, waterfront and age of the home, so ask Jeannie for recent sales near the property you want.
In Martin County, September 2026 shows fewer homes for sale than a year ago: 1,093 active listings against 1,388, a drop of 21.3%. Homes also took a median 84 days to sell, 8 days faster than last year. That is a tighter picture than the 2025 answers above. County numbers are a guide, so check the neighborhood you care about.
The bill depends on the home's assessed value, the exemptions that apply and the taxing districts where the property sits, so it differs from one address to the next. Look up any parcel on the Martin County Property Appraiser site and see the bill on the Martin County Tax Collector site. Do not assume the seller's current bill carries over to a new owner.
Start with flood zone, elevation and insurance. Look up the address on the FEMA Flood Map Service Center, then get a flood and homeowners insurance quote before you make an offer, because the cost can change what you can afford. Also ask about dock, seawall and boat lift condition and permits. Jeannie can walk you through the steps.
Yes. Jeannie Jacobson, REALTOR®, RE/MAX Gold, is based in Port St. Lucie and works across the Treasure Coast, including Martin County. She works with buyers and sellers in English and Spanish. Schedule a call or call (772) 877-0268, RE/MAX Gold.
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