Every home in the gallery above is a real estate closing in Port St. Lucie, FL or elsewhere on the Treasure Coast: a sale that went all the way through, with the deed recorded and the keys handed over. Scroll up to see the cities and home styles Jeannie Jacobson, REALTOR® with RE/MAX Gold, has helped her clients close.
In Florida, the closing is the final step of a sale. A title company or closing attorney collects the funds, records the deed and pays out the seller’s proceeds. For a seller, the biggest question is usually what comes off the check, which is covered in the guide to seller closing costs in Port St. Lucie.
Want to know what a closing would look like for your own home? Call Jeannie at (772) 877-0268 (RE/MAX Gold) or schedule a call with Jeannie.
Real estate closings in Florida: common questions
What is the real estate closing process in Florida?
After the contract is signed, the title company or closing attorney runs a title search, the buyer completes any inspections, appraisal and loan approval, and the final walk-through happens. At the closing, the parties sign the documents, the funds are disbursed and the deed is recorded with the county Clerk of Court. The seller is then paid and the buyer gets the keys.
Who pays closing costs in Florida?
It depends on the contract and the loan. A seller commonly pays the real estate commission and the documentary stamp tax on the deed (generally $0.70 per $100 of price under section 201.02, Florida Statutes). A buyer commonly pays lender fees and the costs tied to the mortgage. The contract can shift items either way, so ask your agent and your title company for an itemized estimate.
Can a real estate closing be done remotely in Florida?
Often, yes. Florida law allows remote online notarization, and some title companies also offer mail-away or mobile closings. Whether your closing can be remote depends on the title company and, for a financed purchase, the lender. Ask early so the documents are ready.
This is general information, not legal or tax advice. Your title company or real estate attorney handles the legal side of your closing.