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The Florida Hometown Heroes Housing Program is a first-time homebuyer assistance program that offers up to $35,000 for down payment and closing costs. It is designed for eligible full-time Florida employees with simple, straightforward qualifications, making homeownership in Port St. Lucie, FL more affordable and attainable.
The Florida Hometown Heroes Program is easy to qualify for, but funding is limited. Florida Housing expects the funds may last only three to four months after the August 18, 2025 release due to high demand. If you’re a first-time homebuyer in Port St. Lucie, I can help you reserve your assistance before the program ends. Let’s confirm your eligibility, review your options, and get your questions answered today so you don’t miss out on this valuable opportunity.
New guidelines for the Florida Hometown Heroes Program allow up to $35,000 in down payment and closing cost assistance at 0 percent interest. Buyers in Port St. Lucie can purchase homes up to $731,000 with minimal or even zero out-of-pocket funds. As a quick rule of thumb, plan for about 5 percent of the purchase price when estimating your total costs to buy a home in Port St. Lucie, FL.
Assistance through the Florida Hometown Heroes Program is provided at closing as a second mortgage with 0 percent interest and no monthly payment for the life of the loan. The amount is repaid only when you sell, refinance, pay off your first mortgage, or move out of the home.
Loan programs available include Conventional, FHA, VA, and USDA.
This program is available to buyers in Port St. Lucie for single-family homes, townhomes, condos, villas, and 2- to 4-unit multifamily properties, making it one of the most flexible and affordable homeownership options in Florida.
To qualify for the Florida Hometown Heroes Program in Port St. Lucie, buyers must meet the following requirements:
Be a Florida-based worker who has not owned a primary residence in the past three years.
Be a full-time employee in an eligible occupation.
Veterans are exempt from the employment requirement.
Have a minimum credit score of 640.
Income limits apply only to the qualifying buyer. Income from a non-borrowing spouse is not included if they are not on the loan application.
Co-signers are permitted as long as the total combined income remains within the program’s limit.
These straightforward qualifications make it easier for first-time homebuyers in Port St. Lucie to access valuable down payment and closing cost assistance.
This is not a commitment to lend. The Hometown Heroes Program is a Florida Housing Program. Certain restrictions apply and terms above are subject to final loan approval and reservation with Florida Housing. Estimates of funds expiration date is not fully known and only opinion. Call The Matt Weaver Team at CrossCountry Mortgage for additional details (561) 864-2458.
1.Call Jeannie at 772 877 0268 from 8 00 am to 9 00 pm, 7 days a week, to discuss your situation.
2.Jeannie will connect you with the Matt Weaver Team at.
3.CrossCountry Mortgage to apply for the program.
4.Complete a 10 minute application by phone.
5.After review, the Matt Weaver Team will go over all details with you, including.
6.Hometown Heroes and other down payment assistance options.
7.Jeannie will help you find your perfect home in Port St. Lucie, get under contract, and close.
Matt Weaver at CrossCountry Mortgage is the #1 Mortgage Originator in the State of Florida since 2020 and #1 in the Nation for Most Loans Closed in 2023!